Since 2011, independent broker Peter Palmiotto has been involved with the Medicare Insurance industry. 

Starting in San Diego, Peter successfully launched and operated San Diego Medicare Options until his family relocated to Maryland in 2018.  

Realizing the same needs existed in Maryland, Peter decided to duplicate his brokerage firm here in Maryland, offering all types of Medicare plans.

Maryland Medicare Options is independent from any insurance companies, the federal government or the state of Maryland. This gives Peter the freedom to work with multiple insurance carriers to offer the most choices to his clients. 

Types of Insurance Offered:

  • Medicare Supplemental Plans (F, G, N etc)
  • Medicare Advantage Plans (HMO, PPO, MSA etc)
  • Medicare Prescription Drug Plans (Part D)

While Medicare is the main focus, Peter is licensed and authorized to sell Dental, Life, Vision and ancillary products such as Critical Illness and Accident insurance. These are only available upon request and will never be offered during any Medicare consultations.

Benefits Of A Medicare Broker

All Services Are Free - the insurance carriers compensate the broker to help you. These costs are already built into each plan, so using a Broker will never mean you pay more. In fact, Broker fees are illegal inside the Medicare world.

Unbiased Advice - since a broker represents dozens of plans and each plan compensates the broker at the same rate, the broker has no extra motivation to suggest one company over the next. 

They Work For You - a broker works for you, the client.  Brokers are never employed by an insurance company and work independently from any outside influences.

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